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 Post subject: Contactless Payments.
PostPosted: Tue Aug 02, 2022 5:09 pm 
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Joined: Fri Jul 15, 2011 3:56 pm
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Being introduced at Pools.
https://www.hartlepoolunited.co.uk/news ... ts-system/


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 9:01 am 
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thank goodness i do not buy stuff in the ground. will this be a requirement to purchase a programme or half time draw ticket next. we have both been scammed twice and the least amount of card payments i can make the happier i am.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 10:28 am 
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Why would you get scammed, supermarkets, major retailers, bars etc all use contactless ?


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 10:50 am 
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All part of the larger scheme where you will have no control over your money.

"Cashless" keep reading that word till the penny drops...

Contactless is to soften it.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 10:53 am 
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Jamie1952 wrote:
Why would you get scammed, supermarkets, major retailers, bars etc all use contactless ?

the more times you use anything the greater chance of a problem coming up. nothing is totally reliable or incident free.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 10:59 am 
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accrington fan wrote:
Jamie1952 wrote:
Why would you get scammed, supermarkets, major retailers, bars etc all use contactless ?

the more times you use anything the greater chance of a problem coming up. nothing is totally reliable or incident free.


I don’t know of anyone ever having a problem with contactless payments, you can even pay on the bus now, do you know anyone who has had a problem with it ?


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 11:03 am 
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Grayhoundend wrote:
All part of the larger scheme where you will have no control over your money.

"Cashless" keep reading that word till the penny drops...

Contactless is to soften it.

If I get mugged carrying cash I lose it no refund, if they get my cards the bank will refund me if they use them before I tell the bank, shopping online is one of the biggest cashless markets including delivery takeaway food.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 11:14 am 
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Jamie1952 wrote:
Grayhoundend wrote:
All part of the larger scheme where you will have no control over your money.

"Cashless" keep reading that word till the penny drops...

Contactless is to soften it.

If I get mugged carrying cash I lose it no refund, if they get my cards the bank will refund me if they use them before I tell the bank, shopping online is one of the biggest cashless markets including delivery takeaway food.

well i have gone through 75 years of not being mugged or my pocket being picked. in the last 20 years i have had my bank account scammed twice losing about 280 pounds. got sod all back from the bank either as i did not know it happened till i got my statement. know the amount is sod all compared to what has happened to others but that aint the point. this contactless cashless society is not for everyone as is carrying your mobile tracking device is either. both are the same thing, its about control of what you are doing. even george orwell never thought that up.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 11:42 am 
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Jamie1952 wrote:
Grayhoundend wrote:
All part of the larger scheme where you will have no control over your money.

"Cashless" keep reading that word till the penny drops...

Contactless is to soften it.

If I get mugged carrying cash I lose it no refund, if they get my cards the bank will refund me if they use them before I tell the bank, shopping online is one of the biggest cashless markets including delivery takeaway food.



All true.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 11:42 am 
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accrington fan wrote:
Jamie1952 wrote:
Grayhoundend wrote:
All part of the larger scheme where you will have no control over your money.

"Cashless" keep reading that word till the penny drops...

Contactless is to soften it.

If I get mugged carrying cash I lose it no refund, if they get my cards the bank will refund me if they use them before I tell the bank, shopping online is one of the biggest cashless markets including delivery takeaway food.

well i have gone through 75 years of not being mugged or my pocket being picked. in the last 20 years i have had my bank account scammed twice losing about 280 pounds. got sod all back from the bank either as i did not know it happened till i got my statement. know the amount is sod all compared to what has happened to others but that aint the point. this contactless cashless society is not for everyone as is carrying your mobile tracking device is either. both are the same thing, its about control of what you are doing. even george orwell never thought that up.



Also true


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 11:45 am 
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Cashless/Contactless no choice. And cards can be switched off in an instance, you have NO control.

Cash = Choice, Your choice to use your card or not.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 11:57 am 
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Try and make a large purchase with cash, some companies don’t accept cash due to money laundering, it’s either bank transfer or card payment.
Watch all the younger ones in a bar or shopping it’s either card or now an app on their phone.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 11:58 am 
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just the same with those etickets. my lad booked me a ticket for a game last saturday to go with him. he had to buy a phone charger lead to boost his phone up in the car for 30 minutes before we could get in just because he had forgotton his at home.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 12:02 pm 
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Jamie1952 wrote:
Try and make a large purchase with cash, some companies don’t accept cash due to money laundering, it’s either bank transfer or card payment.
Watch all the younger ones in a bar or shopping it’s either card or now an app on their phone.

try paying a bill with anything but cash at certain places i go to and you will not be popular. infact two prices are given cash with no bill and card with one. the former is much cheaper. i,ll give you a guess on the nationality of the people i deal with.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 1:30 pm 
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accrington fan wrote:
Jamie1952 wrote:
Try and make a large purchase with cash, some companies don’t accept cash due to money laundering, it’s either bank transfer or card payment.
Watch all the younger ones in a bar or shopping it’s either card or now an app on their phone.

try paying a bill with anything but cash at certain places i go to and you will not be popular. infact two prices are given cash with no bill and card with one. the former is much cheaper. i,ll give you a guess on the nationality of the people i deal with.


Chinese.

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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 2:26 pm 
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Jamie1952 wrote:
Try and make a large purchase with cash, some companies don’t accept cash due to money laundering, it’s either bank transfer or card payment.
Watch all the younger ones in a bar or shopping it’s either card or now an app on their phone.



Thats thier choice and good luck to them, Thats what i,m getting at. Being allowed to choose.

With regards to money laundering, Which bank we talking about.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 2:50 pm 
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Joined: Sun Aug 24, 2008 9:10 am
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Location: Winlaton
Cashless is the scam by banks to get people into debt, aided by successive governments who have failed to provide adequate financial education to counteract it


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 3:09 pm 
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Poolie_on_Tyne wrote:
Cashless is the scam by banks to get people into debt, aided by successive governments who have failed to provide adequate financial education to counteract it


Personal financial management is something that should be an important part of education.
But the cynic is me says the government and corporates dont want it as they want salary slaves dancing to their tunes.

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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 5:15 pm 
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Posts: 7416
Grayhoundend wrote:
Jamie1952 wrote:
Try and make a large purchase with cash, some companies don’t accept cash due to money laundering, it’s either bank transfer or card payment.
Watch all the younger ones in a bar or shopping it’s either card or now an app on their phone.



Thats thier choice and good luck to them, Thats what i,m getting at. Being allowed to choose.

With regards to money laundering, Which bank we talking about.


I didn’t mention a bank, you walk into a bank any bank with a load of cash they will ask you how you obtained it.Years ago you could negotiate a deal using cash, not the case, I tried to pay a solicitor a few years ago £600 in cash nope, card or cheque.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 5:16 pm 
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Poolie_on_Tyne wrote:
Cashless is the scam by banks to get people into debt, aided by successive governments who have failed to provide adequate financial education to counteract it


Of course governments don’t want you to have money, you have money you have power.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 5:17 pm 
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Poolie_on_Tyne wrote:
Cashless is the scam by banks to get people into debt, aided by successive governments who have failed to provide adequate financial education to counteract it


If you have money you have power, governments don’t want that..
Oops double post, sorry folks.


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 Post subject: Re: Contactless Payments.
PostPosted: Wed Aug 03, 2022 7:21 pm 
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Jamie1952 wrote:
Grayhoundend wrote:
Jamie1952 wrote:
Try and make a large purchase with cash, some companies don’t accept cash due to money laundering, it’s either bank transfer or card payment.
Watch all the younger ones in a bar or shopping it’s either card or now an app on their phone.



Thats thier choice and good luck to them, Thats what i,m getting at. Being allowed to choose.

With regards to money laundering, Which bank we talking about.


I didn’t mention a bank, you walk into a bank any bank with a load of cash they will ask you how you obtained it.Years ago you could negotiate a deal using cash, not the case, I tried to pay a solicitor a few years ago £600 in cash nope, card or cheque.



Try saying that to a builder, Think they may choose cash.

Sorry about the Bank mention, Should have said which bank should we talk about.
They most certain would ask how you obtained it, Try withdrawning a large sum of YOUR money YOUR choice, and see what happens.
Banks have always been ripoff merchants, And don,t get me started on Direct Debits (Gateway to your Account).


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 Post subject: Re: Contactless Payments.
PostPosted: Thu Aug 04, 2022 7:08 am 
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Irrespective of the resistance to contactless payments it’s here to stay, the last few years the older generation have witnessed more technological innovations than this generation of younger people will ever see.
It suits businesses because less staff less office space required, in Asda and other supermarkets you can scan your goods as you go then go to the till scan the machine and pay without having any contact with a human being.
I would say in a few years time all supermarkets and some major chain shops will go the same way, they will only employ a few customer service people, shelf stackers and security.
How are we going to deal with all the unemployment this could create, businesses won’t be bothered because they will cut their overheads.


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 Post subject: Re: Contactless Payments.
PostPosted: Thu Aug 04, 2022 7:51 am 
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Jamie1952 wrote:
Irrespective of the resistance to contactless payments it’s here to stay, the last few years the older generation have witnessed more technological innovations than this generation of younger people will ever see.
It suits businesses because less staff less office space required, in Asda and other supermarkets you can scan your goods as you go then go to the till scan the machine and pay without having any contact with a human being.
I would say in a few years time all supermarkets and some major chain shops will go the same way, they will only employ a few customer service people, shelf stackers and security.
How are we going to deal with all the unemployment this could create, businesses won’t be bothered because they will cut their overheads.


About 10 years cash will be history.
Drug dealers wont be happy.
:lol:


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 Post subject: Re: Contactless Payments.
PostPosted: Thu Aug 04, 2022 8:21 am 
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kevin pooles gloves wrote:
[


About 10 years cash will be history.
Drug dealers wont be happy.
:lol:

they wont as they,ll have to put a bar code on their little bag of sherbets.


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 Post subject: Re: Contactless Payments.
PostPosted: Thu Aug 04, 2022 8:27 am 
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Poolie_on_Tyne wrote:
Cashless is the scam by banks to get people into debt, aided by successive governments who have failed to provide adequate financial education to counteract it

there are thousands that get into debt every year because they cannot handle cash. can imagine the problems they,ll get themselves into when they have only a card to use on a spending spree. with cash once you run out of it on the day then thats it. with a card god help em. you,ll never get news about these people or documentaries being made about the evils of a cashless society as the media as we all know over the last couple of years or so are hand in glove with those in power.


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 Post subject: Re: Contactless Payments.
PostPosted: Thu Aug 04, 2022 8:39 am 
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accrington fan wrote:
Poolie_on_Tyne wrote:
Cashless is the scam by banks to get people into debt, aided by successive governments who have failed to provide adequate financial education to counteract it

there are thousands that get into debt every year because they cannot handle cash. can imagine the problems they,ll get themselves into when they have only a card to use on a spending spree. with cash once you run out of it on the day then thats it. with a card god help em. you,ll never get news about these people or documentaries being made about the evils of a cashless society as the media as we all know over the last couple of years or so are hand in glove with those in power.


Once you have withdrawn what cash you have in the bank the card will not allow you to withdraw anymore not unless you have an overdraft agreement. If you use in a shop etc the card will be rejected if you don’t have the funds in the bank.


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 Post subject: Re: Contactless Payments.
PostPosted: Thu Aug 04, 2022 8:52 am 
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Location: Winlaton
Jamie1952 wrote:
accrington fan wrote:
Poolie_on_Tyne wrote:
Cashless is the scam by banks to get people into debt, aided by successive governments who have failed to provide adequate financial education to counteract it


Once you have withdrawn what cash you have in the bank the card will not allow you to withdraw anymore not unless you have an overdraft agreement. If you use in a shop etc the card will be rejected if you don’t have the funds in the bank.


You are correct there, but what about all the due direct debits/standing orders the cardholder forgot about? Or unpresented cheques they have issued (not many of those around these days)


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 Post subject: Re: Contactless Payments.
PostPosted: Thu Aug 04, 2022 9:04 am 
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Jamie1952 wrote:
[

Once you have withdrawn what cash you have in the bank the card will not allow you to withdraw anymore not unless you have an overdraft agreement. If you use in a shop etc the card will be rejected if you don’t have the funds in the bank.

well my overdraft gets put up every year and have never used it for at least 25 years years. on top of that they,ll get one of their credit cards out to pay when they finally find one thats not maxed out. just really a new version of the old pay day loans or legal versions of the old back street money lenders.


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 Post subject: Re: Contactless Payments.
PostPosted: Thu Aug 04, 2022 9:30 am 
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accrington fan wrote:
Jamie1952 wrote:
[

Once you have withdrawn what cash you have in the bank the card will not allow you to withdraw anymore not unless you have an overdraft agreement. If you use in a shop etc the card will be rejected if you don’t have the funds in the bank.

well my overdraft gets put up every year and have never used it for at least 25 years years. on top of that they,ll get one of their credit cards out to pay when they finally find one thats not maxed out. just really a new version of the old pay day loans or legal versions of the old back street money lenders.


They put my overdraft up as well even tho ive got £97000000 in the bank.
Must think im gunna buy Radgy out and get US to the Premier League.
Project 30!
:lol: :lol:


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 Post subject: Re: Contactless Payments.
PostPosted: Thu Aug 04, 2022 10:59 am 
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Posts: 7473
Jamie1952 wrote:
Irrespective of the resistance to contactless payments it’s here to stay, the last few years the older generation have witnessed more technological innovations than this generation of younger people will ever see.
It suits businesses because less staff less office space required, in Asda and other supermarkets you can scan your goods as you go then go to the till scan the machine and pay without having any contact with a human being.
I would say in a few years time all supermarkets and some major chain shops will go the same way, they will only employ a few customer service people, shelf stackers and security.
How are we going to deal with all the unemployment this could create, businesses won’t be bothered because they will cut their overheads.



Very true, And before you know it people will be paid to stay at home....Not joking.


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 Post subject: Re: Contactless Payments.
PostPosted: Fri Aug 05, 2022 9:14 pm 
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I was a bank manager in York when contactless first came in £20 per tramway, one of my very wealthy customers came in saying anyone could now drain his accounts ( it would take weeks) She said it was so much better and secure with cash and cheques till I pointed out with a cheque not only were you giving the payee your sort code and account number but also a handy copy of your signature.


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 Post subject: Re: Contactless Payments.
PostPosted: Fri Aug 05, 2022 9:55 pm 
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Heard a programme on the radio featuring a study comparing cash to cards. Very interesting that people who use cards are desensitised and will spend more than a person spending cash, as subconsciously your money is in front of you which you are basically giving away and causes a reflex action that actually makes you think twice about parting with your money and you cut back on what you intended to buy.
Supposedly it’s a throwback similar to storing food, where cash is real it has the same effect, but if a card is used it’s an abstract.

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 Post subject: Re: Contactless Payments.
PostPosted: Sat Aug 06, 2022 8:42 am 
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Snowy wrote:
Heard a programme on the radio featuring a study comparing cash to cards. Very interesting that people who use cards are desensitised and will spend more than a person spending cash, as subconsciously your money is in front of you which you are basically giving away and causes a reflex action that actually makes you think twice about parting with your money and you cut back on what you intended to buy.
Supposedly it’s a throwback similar to storing food, where cash is real it has the same effect, but if a card is used it’s an abstract.

thats the reason those selling stuff are pushing the use of them. as long as a sale is made to boost profits they are not bothered about the customers finances.


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 Post subject: Re: Contactless Payments.
PostPosted: Sat Aug 06, 2022 9:48 am 
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accrington fan wrote:
Snowy wrote:
Heard a programme on the radio featuring a study comparing cash to cards. Very interesting that people who use cards are desensitised and will spend more than a person spending cash, as subconsciously your money is in front of you which you are basically giving away and causes a reflex action that actually makes you think twice about parting with your money and you cut back on what you intended to buy.
Supposedly it’s a throwback similar to storing food, where cash is real it has the same effect, but if a card is used it’s an abstract.

thats the reason those selling stuff are pushing the use of them. as long as a sale is made to boost profits they are not bothered about the customers finances.


Might be a bit of that in it, main reason is it saves on having to do something with those dirty bits of paper as it cuts massively down on time consuming banking and fraud.


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 Post subject: Re: Contactless Payments.
PostPosted: Sat Aug 06, 2022 10:29 am 
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at the end of the day everywhere should offer the same facilities for cash or card payments just to let the customer decide for themselves which form they want to use. never a case of doing what we want instead of the customer in this case always being right.


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