You've gotta have a bit of sympathy for the poor beggars round Sheffield, Donny, Hull etc who've been flooded out of their houses and lost all of their gear and are still under water weeks after the event. Can't be a nice thing to happen to anybody.

However, I wish the bloody media would stop giving airtime to the whining gets who are bleating about not having insurance and wanting the government to use our tax money to replace all their gear. If they wanted their stuff replacing they should have got contents insurance and not expect you, me and everybugger else to pay for their tightness and / or stupidity.

Any clown who aint insured can live in a tent til they can afford to sort their house out as far as I'm concerned and I'll be annoyed as hell if the government spend money getting them nice new settees and fancy tellys.

You're right. The world has become a place where everything works by liabilities. Sue, countersue, repeat ad nauseum.
The problem is when you look for whose liability a flood is, there just ain't anyone you can pin down. It's no more the government's fault than it is next door's dog's.
You knew that when you took the gamble of opting not to insure so live with it.

Until it happens to you, you don't think about how it affects your life.
When we had the first flood on that august sunday a few years ago we lost everything downstairs and where out of our house for 6 months, then nearly a year later we had to do it all again as there was another flood during the night again losing everything which was new from the last time. Luckly we had B&C insurance other wise it would have cost us 10s of thounds to get our house put right. Now The water board have installed a new sewer system round this way and touch wood we have had no flooding since.

I do agree with you about the government helping these people out, They took a chance at not have insurance and its back fired. Whats to say that they wont take it out now and just let the governmet pay for it the next time it happens.

It a horrible thing to go through and i would'nt wish it on anybody.

do you live on an island in the middle of a river or summat like?

At the time it felt like it.

Who was Noah insured with.....?

Direct Line

he apparently had a direct line to God