Independant Financial Advisor

Mr Ripper · **Posted:** Thu Jun 12, 2008 2:38 pm

Anybody know of a good 'un in Hartlepool?

Spender · **Posted:** Thu Jun 12, 2008 2:52 pm

No.

I don't know of one in the world. :roll:

If you think QS's are bounders, and they are, IFAs are like the pondlife of the desperately poor, eating away at society from the bottom up. :evil:

I know a good one in Ch.......errrmmm....locally, though. :grin:

Mr Ripper · **Posted:** Thu Jun 12, 2008 3:02 pm

Ta.

Anybody else?

tonyparry · **Posted:** Thu Jun 12, 2008 3:05 pm

Mrs Witty. rolfl

(some one must remember the club woman)
Seriousley ripper get in touch with Dug out, there kid (our Kid) is into that stuff

Spender · **Posted:** Thu Jun 12, 2008 3:09 pm

Mr Ripper wrote:

Ta.

Anybody else?

It's a fookin' pleasure. :grin:

I wouldn't have thought anyone who never parts with money as a career would be looking to find someone who would tell him how to do it. Or maybe I would....... :laugh:

Lack of experience.... clappp

tonyparry · **Posted:** Thu Jun 12, 2008 3:13 pm

ElvisAintDead wrote:

Paul Wilson, top Poolie, is great.

isnt he a carpet fitter/seller?

Fensy · **Joined:** Thu Aug 17, 2006 9:15 pm **Posts:** 6473

A bloke I know Gavin Wise is a canny fella, I think he used to work for Lloyds Bank before going it alone

ChunkyMonkey · **Joined:** Mon Sep 04, 2006 12:59 pm **Posts:** 569

David Rafferty, based on Victoria Road

Obafemi Obsession · **Posted:** Thu Jun 12, 2008 3:30 pm

ChunkyMonkey wrote:

David Rafferty, based on Victoria Road

As opposed to in?

ChunkyMonkey · **Joined:** Mon Sep 04, 2006 12:59 pm **Posts:** 569

If he was "in" the road, he would be either on the public highway between the two pavements or actually mixed in with the cement and tarmac. Learn some English, you pedantic fooking journalistic tw@t. :grin:

tonyparry · **Posted:** Thu Jun 12, 2008 3:38 pm

ChunkyMonkey wrote:

If he was "in" the road, he would be either on the public highway between the two pavements or actually mixed in with the cement and tarmac. Learn some English, you pedantic fooking journalistic tw@t. :grin:

that is the best response ever and deserves a sticky ! :laugh:

TickhillPoolie · **Posted:** Thu Jun 12, 2008 3:45 pm

A word of caution Mr Ripper. I would check that the person you select is truly independant. Quite a few state that they are, then steer you to companies/investments in which they have a vested interest. Also be very aware on their charges.
You need to find someone who is au fait with the particular investment field you are interested in.
If there are substantial funds involved a second opinion from an accountant or even a lawyer maybe advisable.

tonyparry · **Posted:** Thu Jun 12, 2008 3:53 pm

tonyparry wrote:

ChunkyMonkey wrote:

If he was "in" the road, he would be either on the public highway between the two pavements or actually mixed in with the cement and tarmac. Learn some English, you pedantic fooking journalistic tw@t. :grin:

that is the best response ever and deserves a sticky ! :laugh:

repeat

Mr Ripper · **Posted:** Thu Jun 12, 2008 4:47 pm

tonyparry wrote:

ElvisAintDead wrote:

Paul Wilson, top Poolie, is great.

isnt he a carpet fitter/seller?

Paul Wilson the carpet man is Mally, who isn't a financial advisor!

The other Paul Wilson I think I might know, if he is the same bloke who used to go out with my mate's sister.

Mr Ripper · **Posted:** Thu Jun 12, 2008 4:48 pm

TickhillPoolie wrote:

A word of caution Mr Ripper. I would check that the person you select is truly independant. Quite a few state that they are, then steer you to companies/investments in which they have a vested interest. Also be very aware on their charges.
You need to find someone who is au fait with the particular investment field you are interested in.
If there are substantial funds involved a second opinion from an accountant or even a lawyer maybe advisable.

Substantial funds? rolfl

I wish!

Nah, when I moved jobs a few months ago the new firm doesn't have a company pension and I keep meaning to get round to setting my own up, or some other form of investment in lieu of a pension, or a bit of both etc.

But I know nowt about that sort of thing. :uhoh:

So I'll heed the advice and be a bit cautious. :grin:

katcha · **Posted:** Thu Jun 12, 2008 9:14 pm

No need to go IFA route, your bank will sort you out just as well - they're all after comission regardless

The Lightning Tree · **Joined:** Thu Nov 30, 2006 5:30 pm **Posts:** 5804

I was advised to join a pension scheme thing 20 years ago, went to a place in raby road peggy ........ financial advisors and they fixed me up with a company which has since been bought out by Norwich Union, paid a tenner a month for 9 months then lost my job stopped my direct debit and forgot all about it.

Kept getting annual statements which showed the it was rising, last statement I had is showing its worth 10 grand plus, not bad for £70!!

I can cash it when i'm 50 or take full rights when i'm 65. Roll on 2017 :razz:

Snowy · **Joined:** Fri Aug 18, 2006 12:18 pm **Posts:** 37258

tonyparry wrote:

Mrs Witty. rolfl

(some one must remember the club woman)
Seriousley ripper get in touch with Dug out, there kid (our Kid) is into that stuff

Elsie Witty. my nan knew her..... :laugh:

Gibsons Beard · **Posted:** Thu Jun 12, 2008 10:10 pm

ChunkyMonkey wrote:

If he was "in" the road, he would be either on the public highway between the two pavements or actually mixed in with the cement and tarmac. Learn some English, you pedantic fooking journalistic tw@t. :grin:

PMSL

Hugh's Left Foot · **Joined:** Wed May 07, 2008 5:45 pm **Posts:** 130

katcha wrote:

No need to go IFA route, your bank will sort you out just as well - they're all after comission regardless

Be careful with banks - they will only sell you their own products, not the best investments out there, and chances are they won't continually check for the best place to invest. With IFA's you can opt for one-off fees or commission.

Do your research.

3Quid · **Joined:** Thu Aug 17, 2006 9:11 pm **Posts:** 1791

Mr Ripper wrote:

tonyparry wrote:

ElvisAintDead wrote:

Paul Wilson, top Poolie, is great.

isnt he a carpet fitter/seller?

Paul Wilson the carpet man is Mally, who isn't a financial advisor!

Frodraff · **Posted:** Fri Jun 13, 2008 12:23 am

ChunkyMonkey wrote:

David Rafferty, based on Victoria Road

Sounds as though he's got a few bob, nowt to do with me like.

Mr Ripper · **Posted:** Fri Jun 13, 2008 12:41 pm

3Quid wrote:

Mr Ripper wrote:

tonyparry wrote:

isnt he a carpet fitter/seller?

Paul Wilson the carpet man is Mally, who isn't a financial advisor!

What?

Independant Financial Advisor

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